APPRAISALS
SERVING DURHAM, ORANGE & WAKE COUNTIES
FAST TURNAROUND TIMES
HIGH QUALITY REPORTS
COMPETITIVE PRICING
EXCELLENT CUSTOMER SERVICE
WHY GET AN APPRAISAL?
PRE-SALE VALUATIONS
If you are planning to sell your home, it might be a wise decision to make a small investment in a professional appraisal. Unless you study real estate values on a day to day basis, like a professional appraiser does, it's difficult for you to get a handle on real estate values. We aren’t talking about how much you have invested in your home, how much you paid for it, or how much you want for it. We’re talking about the true market value of your home, which could really pay off for you in the long run! For homeowners, give yourself peace of mind that your largest investment is really worth what you think it is by obtaining a professional appraisal.
DIVORCE SETTLEMENTS
Divorce settlement regarding real estate involves difficult decisions often times including "Who gets the house"? The property can be sold and the proceeds divided, or one of the parties can buy out the other. In either case, one or both parties should order an appraisal of the residence. Divorce appraisals require a well supported, professional appraisal that is defensible in court.
PMI REMOVAL
Private Mortgage Insurance or PMI insures the lender against any loss arising from the borrower’s default (non-payment) on the mortgage loan. PMI is usually required when the borrower’s down payment or home equity is less than 20%. A real estate home appraisal can help eliminate the need for PMI once the 80% LTV (loan-to-value) condition has been met
ESTATE PLANNING/SETTLEMENT
In times of loss, it is often difficult to think of the various steps that must be taken to resolve any outstanding monies of the deceased. An appraisal is required to establish fair market values of any real estate properties in the estate for tax filings and any presentation to multiple heirs. The aid of an appraisal is a necessity to dispose of the estate properly.
BANKRUPTCY
Declaring bankruptcy can be a painful and confusing procedure. Everyone wants a piece of the pie while your resources are strained to the limit. As the largest and most valuable asset you likely own, your home will play a key role in the turnout of your bankruptcy case. An accurate valuation of your real estate with a quick turnaround time is essential to facilitating smooth and equitable bankruptcy proceedings.
